청년창업기업 경영안정자금 금리 확대 지원

Expanded Low Interest Rate Support for Young Startup Business Management Stabilization Funds

Financials

Budget

₩900M

Scale

2,400 teams

Max. per recipient

-

Avg. per recipient

~₩0.4M

Benchmarks

Budget

₩900M

99% below average

Scale

2,400 teams

2015% above average

Avg. per recipient

~₩0.4M

100% below average

Introduction

Creation of a startup ecosystem through expanded interest rate support for SME development funds and business management stabilization funds targeting young business operators within 3 years of founding

Program Description

Low Interest Rate Loan Support for Young Startup Enterprises * Support Period: 2 installments over 4 years
(1st Installment) Secondary Interest Subsidy Rate 4.25%, (2nd Installment) Secondary Interest Subsidy Rate 3.25%

Collateral Type

Maximum Agreed Loan Rate (%)

Installment

Borrower Rate (%)

Secondary Interest Subsidy Rate (%)

Guarantee Certificate

4.75 or below

1st

0.5 or below

4.25

2nd

1.5 or below

3.25

Real Estate

5.15 or below

1st

0.9 or below

4.25

2nd

1.9 or below

3.25

Credit

Bank Discretionary Rate

1st

4.25 deduction

4.25

2nd

3.25 deduction

3.25

Eligibility Criteria

Startups with a representative aged 39 or under and within 3 years of business registration

Characteristics

Low interest rate operational fund support targeting young startup founders facing difficulties in securing initial business capital

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